Insurance

We are counsel to the independent broker network

RJS LAW’s principal owner was a broker and the corporate counsel for an emerging insurer, so rest assured you are in good hands with an industry leader who constantly works to protect and advance the industry. We not only understand your business as a specialization, but we are advocates for all aspects of the insurance industry. We provide legal services and representation for P&C and Life Insurance brokers and brokerages from coast to coast. Whether your need is operational, legal or regulatory, we have you covered with novel solutions. RJS LAW is not a personal injury firm, nor insurance defence firm.

P&C Brokerages

The RJS LAW team helps brokers and brokerages with;

  • Pre-sale planning and marketing of your brokerage
  • Reorganizations, capital gain strips and succession planning
  • Brokerage purchases and sales (both share, asset and partial book sales and purchases)
  • Brokerage structural set-ups (including branch offices, clusters, and other syndicates)
  • Employment and Producer agreements
  • Shareholder and alternative ownership structures for stakeholders and key producers
  • Registered Insurance Brokers of Ontario (RIBO) complaints and disciplinary action consultation and replies
  • Representation for you or your broker with RIBO’s disciplinary panel
  • Extra-provincial expansion and licensing
  • Development of custom and exclusive programs, self-insured retention programs
  • Coverage opinions for brokerage clients
  • Secured lending with major industry players, including BMO and National Bank

Insurers

The RJS LAW team helps insurers with:

  • Coverage Opinions
  • Self-Insured Retention (SIR) and Captive Solutions
  • Warranty and CLIP programs
  • Insurance policy review analysis and preparation
  • Licensing
  • Acquisition and divestiture of partial or full risk portfolios
  • Re-insurance
  • Employment related matters

Related Deals

Customized Business-Focused Solutions – It’s What We Do Best

Another Win at RIBO Complaints Board

Successful Share Sale of a Speciality Book Through Succession Effort

Successful Book of Business Acquisition for our Brokerage Client

Complex Purchase and Subsequent Joint Venture for our Insurance Brokerage Client

Related Insights

Read some of our latest insights related to the insurance industry.

Actual VS. Contractual: Actual Ownership VS. Contractual Right to Ownership of a Producer’s Book of Business

The Take All Comers Rule Versus Restrictive Covenants: Baseless Argument or Viable Concern

Business Interruption Insurance: Coronavirus Pandemic And The Rise Of Business Interruption Insurance Claims

The Quebec Insurers Act: Impacts Of The New Quebec Insurers Act And Its Amendments On Sale Of Online Insurance

Contact Us

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